Market Rates & Conditions

Adkins Capital Management LLC  •  Data
ACM Market Data Dashboard
Mortgage & Rates  ·  Home Prices  ·  Supply & Activity  ·  Macro Indicators  ·  FHFA HPI
●  LIVE DATA FEEDS
Updated: May 15, 2026 5:26 AM
FRED (15 Series)  •  FHFA HPI (5 Series)
30-Year Fixed Rate6.36%▼ 0.16%15-Year Fixed Rate5.71%▼ 0.17%Federal Funds Rate3.64%— 0.00%10-Year Treasury Yield4.46%— 0.00%Case-Shiller National HPI327.3▲ 0.29%Median Home Sale Price$403.2K▼ 2.21%Housing Affordability Index110.6▼ 2.56%Housing Starts1,502K▲ 10.77%Existing Home Sales4,020.00M▲ 0.25%US Homeownership Rate65.30%▼ 0.61%Rental Vacancy Rate7.30%▲ 1.39%CPI — All Items332.4▲ 0.64%CPI — Shelter357.3▲ 0.63%Unemployment Rate4.30%— 0.00%Mortgage Debt Service Ratio5.92%▲ 0.58%FHFA National HPI+3.4% YoY30-Year Fixed Rate6.36%▼ 0.16%15-Year Fixed Rate5.71%▼ 0.17%Federal Funds Rate3.64%— 0.00%10-Year Treasury Yield4.46%— 0.00%Case-Shiller National HPI327.3▲ 0.29%Median Home Sale Price$403.2K▼ 2.21%Housing Affordability Index110.6▼ 2.56%Housing Starts1,502K▲ 10.77%Existing Home Sales4,020.00M▲ 0.25%US Homeownership Rate65.30%▼ 0.61%Rental Vacancy Rate7.30%▲ 1.39%CPI — All Items332.4▲ 0.64%CPI — Shelter357.3▲ 0.63%Unemployment Rate4.30%— 0.00%Mortgage Debt Service Ratio5.92%▲ 0.58%FHFA National HPI+3.4% YoY
MORTGAGE RATES & CREDIT
30-Year Fixed Rate
6.36%
▼ 0.16%Freddie Mac
As of May 14, 2026
15-Year Fixed Rate
5.71%
▼ 0.17%Freddie Mac
As of May 14, 2026
Federal Funds Rate
3.64%
— 0.00%Federal Reserve
As of Apr 1, 2026
10-Year Treasury Yield
4.46%
— 0.00%US Treasury
As of May 13, 2026
HOME PRICES
Case-Shiller National HPI
327.3
▲ 0.29%S&P / Case-Shiller
As of Feb 1, 2026
Median Home Sale Price
$403.2K
▼ 2.21%US Census / HUD
As of Jan 1, 2026
Housing Affordability Index
110.6
▼ 2.56%NAR
As of Apr 1, 2026
SUPPLY & ACTIVITY
Housing Starts
1,502K
▲ 10.77%US Census
As of Mar 1, 2026
Existing Home Sales
4,020.00M
▲ 0.25%NAR
As of Apr 1, 2026
US Homeownership Rate
65.30%
▼ 0.61%US Census
As of Jan 1, 2026
Rental Vacancy Rate
7.30%
▲ 1.39%US Census
As of Jan 1, 2026
MACRO INDICATORS
CPI — All Items
332.4
▲ 0.64%BLS
As of Apr 1, 2026
CPI — Shelter
357.3
▲ 0.63%BLS
As of Apr 1, 2026
Unemployment Rate
4.30%
— 0.00%BLS
As of Apr 1, 2026
Mortgage Debt Service Ratio
5.92%
▲ 0.58%Federal Reserve
As of Oct 1, 2025
FHFA HOUSE PRICE INDEX  •  NATIONAL & CENSUS DIVISIONS ● FHFA Direct Feed
1-year % change shown on card  ·  QoQ and 5-year cumulative shown below  ·  All-Transactions Index, Not Seasonally Adjusted
United States (National)
+3.4% 1-yr
+0.5% QoQ  •  +50.4% 5-Year
▲ 3.4% YoYFHFA ●
As of Q4 2025
East North Central
+5.5% 1-yr
+0.5% QoQ  •  +53.6% 5-Year
▲ 5.5% YoYFHFA ●
As of Q4 2025
East South Central
+3.7% 1-yr
+0.9% QoQ  •  +54.2% 5-Year
▲ 3.7% YoYFHFA ●
As of Q4 2025
West North Central
+3.9% 1-yr
+0.2% QoQ  •  +45.8% 5-Year
▲ 3.9% YoYFHFA ●
As of Q4 2025
West South Central
+2.0% 1-yr
+0.6% QoQ  •  +43.3% 5-Year
▲ 2.0% YoYFHFA ●
As of Q4 2025