Market Rates & Conditions

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ACM Market Data Dashboard
Mortgage & Rates  ·  Home Prices  ·  Supply & Activity  ·  Macro Indicators  ·  FHFA HPI
●  LIVE DATA FEEDS
Updated: April 24, 2026 8:02 AM
FRED (15 Series)  •  FHFA HPI (5 Series)
30-Year Fixed Rate6.23%▼ 1.11%15-Year Fixed Rate5.58%▼ 1.24%Federal Funds Rate3.64%— 0.00%10-Year Treasury Yield4.30%— 0.00%Case-Shiller National HPI326.6▼ 0.11%Median Home Sale Price$405.3K▼ 1.17%Housing Affordability Index113.7▼ 3.23%Housing Starts1,487K▲ 7.21%Existing Home Sales3,980.00M▼ 3.63%US Homeownership Rate65.70%▲ 0.61%Rental Vacancy Rate7.20%▲ 1.41%CPI — All Items330.3▲ 0.87%CPI — Shelter355.1▲ 0.38%Unemployment Rate4.30%▼ 2.27%Mortgage Debt Service Ratio5.92%▲ 0.58%FHFA National HPI+3.4% YoY30-Year Fixed Rate6.23%▼ 1.11%15-Year Fixed Rate5.58%▼ 1.24%Federal Funds Rate3.64%— 0.00%10-Year Treasury Yield4.30%— 0.00%Case-Shiller National HPI326.6▼ 0.11%Median Home Sale Price$405.3K▼ 1.17%Housing Affordability Index113.7▼ 3.23%Housing Starts1,487K▲ 7.21%Existing Home Sales3,980.00M▼ 3.63%US Homeownership Rate65.70%▲ 0.61%Rental Vacancy Rate7.20%▲ 1.41%CPI — All Items330.3▲ 0.87%CPI — Shelter355.1▲ 0.38%Unemployment Rate4.30%▼ 2.27%Mortgage Debt Service Ratio5.92%▲ 0.58%FHFA National HPI+3.4% YoY
MORTGAGE RATES & CREDIT
30-Year Fixed Rate
6.23%
▼ 1.11%Freddie Mac
As of Apr 23, 2026
15-Year Fixed Rate
5.58%
▼ 1.24%Freddie Mac
As of Apr 23, 2026
Federal Funds Rate
3.64%
— 0.00%Federal Reserve
As of Mar 1, 2026
10-Year Treasury Yield
4.30%
— 0.00%US Treasury
As of Apr 22, 2026
HOME PRICES
Case-Shiller National HPI
326.6
▼ 0.11%S&P / Case-Shiller
As of Jan 1, 2026
Median Home Sale Price
$405.3K
▼ 1.17%US Census / HUD
As of Oct 1, 2025
Housing Affordability Index
113.7
▼ 3.23%NAR
As of Mar 1, 2026
SUPPLY & ACTIVITY
Housing Starts
1,487K
▲ 7.21%US Census
As of Jan 1, 2026
Existing Home Sales
3,980.00M
▼ 3.63%NAR
As of Mar 1, 2026
US Homeownership Rate
65.70%
▲ 0.61%US Census
As of Oct 1, 2025
Rental Vacancy Rate
7.20%
▲ 1.41%US Census
As of Oct 1, 2025
MACRO INDICATORS
CPI — All Items
330.3
▲ 0.87%BLS
As of Mar 1, 2026
CPI — Shelter
355.1
▲ 0.38%BLS
As of Mar 1, 2026
Unemployment Rate
4.30%
▼ 2.27%BLS
As of Mar 1, 2026
Mortgage Debt Service Ratio
5.92%
▲ 0.58%Federal Reserve
As of Oct 1, 2025
FHFA HOUSE PRICE INDEX  •  NATIONAL & CENSUS DIVISIONS ● FHFA Direct Feed
1-year % change shown on card  ·  QoQ and 5-year cumulative shown below  ·  All-Transactions Index, Not Seasonally Adjusted
United States (National)
+3.4% 1-yr
+0.5% QoQ  •  +50.4% 5-Year
▲ 3.4% YoYFHFA ●
As of Q4 2025
East North Central
+5.5% 1-yr
+0.5% QoQ  •  +53.6% 5-Year
▲ 5.5% YoYFHFA ●
As of Q4 2025
East South Central
+3.7% 1-yr
+0.9% QoQ  •  +54.2% 5-Year
▲ 3.7% YoYFHFA ●
As of Q4 2025
West North Central
+3.9% 1-yr
+0.2% QoQ  •  +45.8% 5-Year
▲ 3.9% YoYFHFA ●
As of Q4 2025
West South Central
+2.0% 1-yr
+0.6% QoQ  •  +43.3% 5-Year
▲ 2.0% YoYFHFA ●
As of Q4 2025