Via Website Forms: Name, email address, phone number, company name, and job title submitted through Contact Us links, demo requests, or mailing list subscriptions.

Via Free Software Tools (Rent vs. Buy Financial Analyzer, Quantitative Housing Investment Analyzer, Financial Metrics Calculator, House Financial Analysis Calculator): Financial inputs such as home price, down payment, interest rate, loan term, property taxes, insurance, and income or expenses. This data is used in real-time only and is not permanently stored linked to your identity unless you explicitly choose to save a report.

Via Paid Subscription Portal: Account information (name, email, password) and billing information (payment method, billing address, transaction history). Payment processing is handled by third-party processors — we do not store full credit card numbers.

Via Communications: The contents of your communications and contact information when you reach us via email or support channels.

Strategic Hedge Fund Model Portfolio: Investment interests and preferences, and access logs for security and usage analytics. The Model Portfolio is for informational purposes only — we do not collect your personal financial assets or trading data.

Educational Content, Reports & Videos: We may collect which content you view, how long you engage with it, and whether you download materials.

Usage details, device information (IP address, operating system, browser type), and cookies. Session cookies are temporary and deleted when your browser closes. Persistent cookies remain to remember your preferences. We do not use cookies to store personal information such as your name, email, or financial data.

We use collected information to provide and improve our Services; to fulfill your requests and respond to inquiries; to communicate with you about your account or subscription; for billing and account management; for security purposes including monitoring access to the paid portal and Model Portfolio; to aggregate anonymized data to improve site design and content; and to enforce our Terms of Use and comply with legal obligations.

Free Software: Financial data entered into free tools is used for real-time calculation only and is not permanently stored linked to your identity.

User Accounts: Account information, preferences, and access logs are stored securely to provide ongoing access and maintain security.

Educational Content & Videos: Anonymized logs of content views and engagement metrics may be retained to understand audience interest.

Aggregated Data: We may retain aggregated, anonymized data indefinitely for business analysis and product improvement.

We do not rent or sell your personal information to anyone. We may share your information only in the following limited circumstances:

With Service Providers: Trusted third parties who assist with website hosting, data analysis, payment processing, video hosting, and IT services. These parties are contractually obligated to keep your information confidential.

For Business Transfers: If ACM is involved in a merger, acquisition, or asset sale, your information may be transferred as part of that transaction. You will be notified of any change in ownership.

To Comply with the Law: We may disclose your information if required by law, court order, or to cooperate with law enforcement or governmental authorities.

We have implemented reasonable and appropriate measures to secure your personal information from accidental loss and unauthorized access, including encryption for data transmission, secure servers, and access controls for our paid subscription portal and Model Portfolio.

You should not input highly sensitive personal data (such as social security numbers) that is not explicitly required for calculations. The Strategic Hedge Fund Model Portfolio is a hypothetical model for informational purposes only — we do not collect or store your personal investment assets. You are responsible for maintaining the confidentiality of any password issued to you.

Opting Out of Cookies: You can set your browser to refuse cookies. However, disabling cookies may make some parts of the website inaccessible or prevent them from functioning properly.

Marketing Communications: You may opt out of promotional emails by following the unsubscribe instructions in those emails. We may still send non-promotional emails related to your account.

Accessing and Correcting Your Information: You may request access to, correction of, or deletion of any personal information by contacting us at tadkins@residentialrealestateanalysis.com.

Our Services are not intended for people under the age of 18. We do not knowingly collect personal information from people under 18. If you believe we have collected information from an underage person, please contact us and we will take steps to delete such information.

We may update this Privacy Policy from time to time. If we make material changes, we will notify you by email or by a prominent notice on this website prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.