Adkins Capital Management
ACM Housing Scorecard
Adkins Valuation Methodology · 60 Markets
LIVE DATA
30-Yr Rate
6.46%
◉ City Scorecard
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Underpriced ≤22%
Fair 22–28%
Overpriced 28–38%
Severe >38%
Personal Affordability
Your specific situation
$
$
%
Live rate: 6.46% — Use this rate
ACM Affordability Assessment
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Income Used
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Justified Rate
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Monthly Payment
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Justified Home Price
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Required Income
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Income Gap
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Methodology
Justified Rate — rate at which this home is exactly affordable at 28% of income.
Justified Home Price — max price affordable at your income & rate at the 28% threshold.
Required Income — annual income needed so this payment equals 28% of gross income.
Justified Rate — rate at which this home is exactly affordable at 28% of income.
Justified Home Price — max price affordable at your income & rate at the 28% threshold.
Required Income — annual income needed so this payment equals 28% of gross income.
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