Adkins Capital Management LLC
Housing Financial Metrics Calculator
Mortgage Analysis · Equity Tracking · Cost Breakdown
Property Information
Original purchase price of the property.
Current estimated market value.
How long you have owned the property.
Mortgage Details
Standard: 20% avoids PMI.
Auto-calculated from percentage above.
Annual interest rate on your mortgage.
Transaction Costs
Typically 2-5% of purchase price.
Agent commissions or brokerage fees.
Annual Costs & Insurance
Annual property tax rate.
Annual insurance premium.
Typically 1% of property value annually.
Annual PMI rate. Set to 0 if not applicable.
Key Metrics
Expense Summary
Investment Summary
Charts
Equity Distribution
Monthly Expense Breakdown
