Adkins Capital Management LLC • Proprietary Software
Residential Home Valuation Analyzer
Property-Specific Purchase Decision Analysis · Patented Methodology · US 2013/0080313 A1
Analysis Type
Home Purchase
⚙ Input Parameters — Enter your values then click Run Analysis
🏠 Mortgage Variables
1%15%
Any decimal accepted — no basis point restrictions.
0%50%
20% down eliminates PMI.
💰 Ownership Costs
0.5%3%
Older homes: 2–3%. Standard: 1%.
0.2%2%
0%2%
Auto-removed at 20% equity. Set 0 if down ≥20%.
0.3%3.5%
Tax-deductible (SALT cap: $10K/yr).
📋 Transaction & Closing
0%10%
Real estate agent commission.
Expected years you will own the home.
Typically 2–5% of purchase price.
📊 Income & Tax
Combined income for married couples.
10%75%
Conservative: ≤25% • Moderate: 25–40%
2024 brackets.
🌐 Community & Advanced
Available at city-data.com
Available at city-data.com
0%10%
Projects future home value & equity.
1%15%
What down payment earns if invested.
Enter your property details above, then click Run Analysis to generate the full report.
Scenario A
Current Analysis
Scenario A uses your current inputs from the panel above. Run Analysis to update Scenario A, then adjust Scenario B below to compare.
Scenario B
Alternative Scenario
0%50%
1%15%
0.5%3%
0.3%3.5%
0%10%
Enter your inputs and click Run Analysis
The full analysis report will appear here
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